154 Water St | Newburyport, MA 01950
508-873-7230
Speed To Deployment of Real Estate Capital & Creative Financing Solutions.
Downeast Private Lending LLC
info@downeastprivatelending.com
Speed To Deployment of Real Estate Capital & Creative Financing Solutions.
Loan Types
Property Types (Non-Owner Occupied):
- Single Family Homes
- Single Family Home Subdivisions
- Multi-family & Apartments
- Office Buildings
- Retail Buildings
- Strip Malls

Loan Types:
- 100% Construction Costs
- Renovations & Rehabilitation Loans
- Flips (buy, renovate & sell)
- New Construction – Residential / Commercial / Retail
- Additions / Expansion
- Condominiums & Multi-family Conversions

Loan Parameters:
Borrower Profile: | Builders, Flippers, Investors (No Owner Occupants) |
Loan Size: | $150,000 - $4 Million |
Loan Term: | Up to Eighteen (18) Months |
Lending Areas: | AZ, CA, CO, DC, FL, GA, HI, MA, MD, NC, NY, TX, VA, and WA |
Interest Rate: | as low as 8.49% |
Origination Fees: | as low as 2 points |
Loan To Value: | Up To 75% (as renovated/complete value) |
Payment: | Monthly interest only payments |
Closing: | 7 Business Days – Subject To Title |
Collateral: | First Mortgage, Real Estate Only |
Credit Requirements: | Borrower Friendly, Minimal Criteria |
Appraisal: | Deal by deal basis |

Why work with Downeast?
LOAN TYPES | DOWNEAST PRIVATE LENDING | TRADITIONAL HARD MONEY |
---|---|---|
Loan Size | $150,000 to $3 Million | $200,000 to $3 Million |
Loan Term | 6-18 Months | 6-12 Months |
Loan to Value (LTV) | 75% LTV | 70% LTV |
Down Payment | 15-25% | 20-30% |
Time to Close | As little as 7 Days | As little as 7 Days |
Interest Rates | 8.49%-11.5% | 12.00-15.00% (Approximately) |
Points | 2-4 points | 2.00-5.00% |
Profit Split | Options Available | Not Available |